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attention and conditional trading move in opposite directions with the VIX, with the net effect on trading being ambiguous. These findings suggest new insights into the behavioral drivers of trading. For example, the increased conditional trading in down markets is consistent with bargain hunting and stop loss strategies but is inconsistent with trading based realization utility bursts. In addition, trading confidence feedbacks i. e. , increased trading induced by positive past returns appear to operate through the attention channel rather than through conditional trading. In particular, investors are empirically more engaged in financial markets after they experience favorable returns in the sense that they pay more attention, whereas trading is inversely related to prior returns after controlling for attention. Attention is also important as a micro foundation of household finance see Campbell 2006 for a review of the previous literature. After documenting demographic differences in household attention, we use our panel data to decompose demographic patterns in trading into underlying demographic patterns in attention and conditional trading. For example, previous research finds that women trade less than men, a pattern that has been attributed to male overconfidence Barber and Odean 2001. We find that the gender difference in trading is due both to lower financial attention in women and to less conditional trading once women log in.

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Details of payments will be provided in the offer letter. Those students scheduled for Teaching Practice and Attachments will be required to pay a contribution fee of MK50, 000. 00 before commencement of these programmes. This fee does not cater for accommodation. B POSTGRADUATE PROGRAMME: Applications are invited from suitably qualified persons for admission into two year postgradute programmes for the January intake of the 2019 Academic Year. Minimum entry requirements for specific programmes are outlined below;Candidates applying these programmes should have a Bachelor Degree in Theology, with an average grade of at least 55 % or Postgraduate Diploma in Theology or its equivalent from an accredited institution of Higher Education. Those from a non theological undergraduate degrees, including those with a Bachelor of Education, with Theology and Religious Studies TRS as major, will be required to take specific courses in order to attain admission to these programmes, as directed. Programme delivery: All cademic programmes comprise assessable components, based on a combination of courses and research. Coursework and Research is one in which more than one third of the total academic programmes are assessed based on performance in taught courses. Research programme is one in which more than two thirds of the requirements are assessed based on research related performance. The Masters by Coursework and Research will be done in two years, with one year dedicated to coursework on the campus, while the second year to research.